Everyone needs a password manager. Period, full stop. It’s the only possible way to maintain unique, hard-to-guess credentials for every secure site you, your family members, and your team access daily.  The 15 programs listed in this guide share many core features.  On a Windows PC, a Mac, or a mobile device, you install a stand-alone program or browser extension that does the work of saving sets of credentials in a database whose contents are protected with high-grade, 256-bit encryption. To unlock the password database, you enter a decryption key (your master password) that only you know. …

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